There’s practically a loan for everything – but one of the bigger and more investment-type loans, is your home. Without a home loan, many people wouldn’t get into the home of their dreams for decades. Everyone has day-to-day obligations… bills, the cost of living, and putting aside money for a rainy day. So, a home loan just gives you that kick-start you need to get the keys to your home sooner.
Before you sign for a home loan, your mortgage broker will consider many factors – such as your income, the amount of your current debt, how much you have saved and how long you’ve had it for. This ensures that when you do finally lock down that loan, you can pay it – without it changing your life dramatically. If you live in Tea Tree Gully (5091), call Advantage Finance’s Managing Director Grant Renshaw. Grant's Australian Credit License number is 384510.
You’ve heard the term before? Well, a broker is your go-to if you’ve got any questions or concerns. We act as the middleman between you and your bank – representing you. Not only do we help to find you a good loan and interest deal, but alsowe make sure that it actually fits your current and future needs.
About Advantage Finance
Since 2005, we’ve helped thousands of homeowners – first time and recurring homebuyers, refinancers and property investors – tailor a loan to their specific needs. But our skills don’t stop at home loans. We cater for practically any of the financial needs of our clients, to keep more money in their pockets. We do this by educating them on their financial investment opportunities and guide them through their decisions. And we can help you too.
How to pick the right house
Before you even consider applying for a home loan, have you look at the types of houses on the market? Silly question! Of course you have. That’s the fun part. A good way to start is to make a checklist of all the things your house absolutely has to have. For example, if you’ve got children or your parents live with you, you might want to look for a house with more than one bathroom. Or if you have a pet, you’ll need lots of backyard space. Your house should fit you, your family and your lifestyle comfortably, so take your time and enjoy the search.