• Home Loans in Nuriootpa

  • Advantage Finance SA

    A home loan is the most efficient way to get into your home quicker. You can get the money you need now to buy your first house, move into a new one, refinance your current home, or invest in property… whatever your individual needs are. If you live in Nuriootpa (5355) and you’re searching for a qualified mortgage broker, contact Advantage Finance’s Managing Director Grant Renshaw. Grant's Australian Credit License number is 384510. He’ll sort you out!

    Mortgage Brokers

    When you decide to take out a loan, there are certain things you have to do before you can apply – and hopefully, have it accepted. First, you have to identify your needs... not just your wants. How much do you need to borrow? How much do you have saved up? What’s your income like? How do you intend to pay the money back? When do you intend to pay the money back? These are all important questions – and we help you uncover your answers, if you don’t know them.

    The next step is to identify what type of loan and payment plan is best for you. There are several types of loans available and without industry knowledge, it’s hard to find the best loan for you. This is where a mortgage broker comes in. The job of a broker is to use our knowledge to help you find the perfect loan, taking everything into consideration.

    About Advantage Finance

    We’re Advantage Finance, and we’re passionate about finding our clients, you, the perfect home. With our highly trained staff, no task is too tricky for us. Since 2005, we’ve helped thousands of people get their finance approved – so they can start building a real home… their home.

    Not all savings are the same

    When applying for a loan of any type, your lenderwill need to know when you will pay it off. So, the best way for them to do this is by looking at your savings. Non-genuine savings refer to any amount of money you have saved for a period of time shorter than 3 months. Your lender might consider your application if you’re looking to finance 90-95% of your property with loans. They’ll check your credit history to make sure it’s clear and also check in with your job, which you’ve been working at for six months or more. If you’re unsure whether your savings are sufficient to apply for house finance, talk to our team today.