• Home Loans in Golden Grove

  • Advantage Finance SA

    Looking to buy a house? And it all starts with creating a unique financial plan, tailored to your individual situation and needs. You can even borrow 90-95% of the cost and have a manageable, low-interest financial plan… so you don’t have to give up your social life, or anything else you love spending your money on. Grant Renshaw is your Advantage Finance go-to guy. If you’re in Golden Grove (5125), call us today. Grant's Australian Credit License number is 384510.

    Mortgage broker

    As a home or property buyer, you have a number of options available to you, based on many factors. Things like your income, current financial situation and what you consider as a high-priority in your financing.

    You can borrow with both genuine and non-genuine savings, but what are they? Genuine savings is money you’ve saved in a bank account for longer than three months, while non-genuine savings is any amount of money that you have saved for less than the three months. Lenders often want to know how much of genuine savings you have, as it reassures them that you can handle your monthly repayments.

    But if you don’t have much in the way of savings, it’s ok. This doesn’t mean you’ll go without your dream home. However, there is certain criteria you’ll have to meet to obtain the larger loan. Make sure your credit score is clear, and you’ve worked at the same place for more than six months – or in a similar industry for at least two years prior to your new job.

    About Advantage Finance

    At Advantage Finance SA, our goal is to give you with all the options available to help streamline the home purchasing process. We want you to enjoy the journey. We’ve helped hundreds of South Australians, especially in Golden Grove, get into their first home, or build their property portfolio.

    What sets us apart from the many institutions out there is that we’ve partnered with various leading banks and money-lending businesses who sharethe same goals as we do – making this process easy and hassle-free. We work with banks including Adelaide Bank, Advantedge, ANZ, Bank SA, Bankwest, Citibank, Commonwealth Bank, GE Money, NAB, ING, St. George, Suncorp Group, and Macquarie Bank. We do our best to ensure that your needs are met when you sign on the dotted line. Talk to us today if you’ve got a specific bank you’d prefer working with.